In addition to public holidays, there are also bank holidays when banks remain closed. As per the Reserve Bank of India (RBI) guidelines, banks in the country are closed on the second and fourth Saturdays of every month. Additionally, banks will remain closed on the following days in January:
| Date | Holiday / Festival | Holiday / Festival | Region Celebrated In |
|---|---|---|---|
| 1 January 2026, Thursday | New Year’s Day | Public / Observance (varies by state) | Varies by state |
| 6 January 2026, Tuesday | Guru Gobind Singh Jayanti | Public Holiday | Several states |
| 10 January 2026 | Second Saturday | Bank / Government Holiday | Nationwide |
| 11 January 2026, Sunday | Missionary Day | Public Holiday | Mizoram |
| 12 January 2026, Monday | Swami Vivekananda Jayanti | Public Holiday / Observance | West Bengal |
| 13 January 2026, Tuesday | Lohri | Regional Festival | Punjab and other states |
| 14 January 2026, Wednesday | Sankranti (Makar Sankranti) | Regional Festival | Several states |
| 14 January 2026, Wednesday | Pongal | Regional Festival / Public Holiday | Tamil Nadu |
| 15 January 2026, Thursday | Thiruvalluvar Day | Public Holiday | Tamil Nadu |
| 15 January 2026, Thursday | Magh Bihu | Regional Festival | Assam |
| 23 January 2026, Friday | Netaji Subhas Chandra Bose Jayanti | Public Holiday | West Bengal, Tripura, Odisha |
| 24 January 2026, Fourth Saturday | Fourth Saturday | Bank / Government Holiday | Nationwide |
| 26 January 2026, Monday | Republic Day | National Holiday | Nationwide |
Bank holidays issued under RBI’s Negotiable Instruments Act have not been issued for across the country and may vary from region to region.
Disclaimer: All precautions have been taken to gather the most accurate information about the Bank Holiday dates for the month of January 2026. However, readers are advised to verify with their local branches to corroborate the same.
