January’s bank holidays are dominated by the various regional holidays as announced by state governments.
It is useful to know when then banks are closed, so you can plan any necessary transactions in advance and withdraw cash early to avoid empty ATMs.
January 2020 is a strange month for bank holidays. There is the usual weekend holidays of all Sundays and every other Saturday, and the only national holiday, Republic Day, falls on a Sunday.
However, the month is peppered by a number of regional and state holidays as announced by the state governments. In total, banks will be closed somewhere in India on 16 out of the 31 days in January.
Here is a list of bank holidays in January 2020. It is advised that you check with your bank before visiting.
| Date | Day | Holiday | Type |
| Jan 1 | Wednesday | New Year’s Day | nine states |
| Jan 2 | Thursday | Guru Gobind Singh Jayanti | five states |
| Jan 2 | Thursday | New Year’s Celebration | Mizoram |
| Jan 2 | Thursday | Mannam Jayanthi | Kerala |
| Jan 11 | Saturday | Second Saturday | Public |
| Jan 14 | Tuesday | Makar Sankranti, Bhogi | three states |
| Jan 15 | Wednesday | Pongal, Sankranti | eight states |
| Jan 16 | Thursday | Kanuma, Thiruvalluvar Day, Tusu Puja | four states |
| Jan 17 | Friday | Uzhavar Tirunal | Tamil Nadu |
| Jan 23 | Thursday | Netaji Subhas Chandra Bose Jayanti | four states |
| Jan 25 | Saturday | Fourth Saturday | Public |
| Jan 26 | Sunday | Republic Day | Public |
| Jan 28 | Tuesday | Gothar Bathou Sun | Assam |
| Jan 30 | Thursday | Vasant Panchami | five states |
| Jan 30 | Thursday | Sir Chhotu Ram Jayanti | Haryana |
| Jan 31 | Friday | Me-dam-me-phi | Assam |
